Tag: finance
-
Ask While You’re Calm
Business lending growth is forecast to more than halve this year, mostly because firms aren’t asking. If you’ll need finance in the next year, ask now while you don’t need it.
-
Buy or Lease?
With business borrowing costs under pressure, it’s worth comparing hire purchase and leasing on APR and tax treatment, not just monthly payment.
-
The Rate Rise Question
The Bank of England could raise rates on 17 September. Here’s what that would mean for SME borrowing, and what’s worth doing before the decision either way.
-
The Sunday Rundown: 6 September 2026
Borrowing costs just hit their highest level in almost three decades, Middle East tensions are pushing your fuel and energy costs back up, and the Companies House ID deadline is now two months away. Here’s what mattered this week — and what to do about it. 1. Borrowing just got even more expensive — and…
-
HMRC Assumed Tapi Carpets Ran Its Business “the Wrong Way.” A Tribunal Said No.
A tribunal has criticised HMRC for arguing a business should have been structured differently, rather than engaging with how it actually operates — a ruling worth knowing if you work with self-employed contractors.
-
MTD Is a Pain — But It Might Fix the Habit That’s Actually Hurting You
Making Tax Digital for Income Tax has been live since April 2026 for sole traders and landlords earning over £50,000, and from April 2027 that threshold drops to £30,000, pulling in roughly 970,000 more people. Most of the commentary on this has been about compliance burden and software costs, and fair enough — it is…
-
Don’t Wait for the Budget to Sort Your Cash Flow
The Autumn Budget is confirmed for 28 October, and the speculation machine is already in full swing — capital gains, property taxes, frozen thresholds, business rates. It’s tempting to put cash flow decisions on hold “until we know what’s actually in it.” That’s the wrong call. Most cash flow problems in small businesses aren’t caused…