Category: Site Office
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Your Customers, Your Problem
From 30 October, employers can be liable when staff are harassed by customers, clients or suppliers. For small firms, that’s the change that matters.
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Don’t Borrow to Stand Still
A third of owners planning to borrow say it’s purely to survive. With rates staying high, a loan to stand still is the one to think hardest about. Fix the leak first.
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Lease the Next Van
Oil is above $104 and Chinese EV tariffs are on the table. If you’re replacing a van in the next year, lease it and let someone else carry the resale risk.
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Read Your Own Meter
More than a quarter of business energy bills are based on estimates. Don’t wait for Ofgem to fix it: send your supplier a real meter reading every month.
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It’s Not the Budget
65% of small business owners fear a Budget tax rise could close them within a year. If one Budget could finish you, the problem isn’t the Budget. It’s your margin.
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Where the Tax Bites
Hospitality pays 82p in tax for every £1 of profit. The problem isn’t tax on profit, it’s the taxes charged whether you make one or not, and that’s what to watch on Budget day.
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Unions at the Door
From 30 October, unions can ask for access to workplaces with 21 or more workers. The real risk isn’t saying no, it’s a request arriving with nobody ready to answer it.