Tag: equipment
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Buying a Van Before the Budget? Here’s What’s Actually Changing
HMRC’s Advisory Fuel Rates just updated for company vehicles, and the Autumn Budget could touch capital allowances too. Here’s what’s confirmed, what’s still speculation, and what to check before you buy or lease.
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Buy or Lease?
With business borrowing costs under pressure, it’s worth comparing hire purchase and leasing on APR and tax treatment, not just monthly payment.
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Tax Relief on Hire Purchase Interest Isn’t a Reason to Stop Shopping the Rate
Some business owners treat the interest rate on a hire purchase agreement as almost an afterthought, because the interest is tax-deductible. The logic goes: “the taxman’s paying part of it anyway, so why haggle.” That logic is wrong, and it’s an expensive mistake to make on kit that can run to tens of thousands of…
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Equipment Auctions Are a Great Way to Buy Kit — If You Treat Them as Homework, Not a Bargain Hunt
The case for auctions Every few months another SME owner tells me they got “a great deal” at an equipment auction, and every few months another tells me they got burned. The difference between the two almost never comes down to luck. It comes down to whether they did the boring bit — inspecting, checking,…